Terms & Conditions
Last updated: 12 January 2026These Terms and Conditions regulate the use of the website xandoriqo.com, owned by Editorial Xandoriqo S.A.S. The reading and use of any section of the portal implies the full acceptance of these conditions. If you do not agree with any clause, please refrain from using the site.
1. Object of the site
Xandoriqo is an educational portal whose purpose is to publish material on personal finance, financial education and social programs. We do not provide financial services and we do not act as agents or intermediaries before any regulated entity.
2. Owner
The site is owned by Editorial Xandoriqo S.A.S., CUIT 30-71845321-4, with registered office at Av. Corrientes 1331, Piso 6, Of. 612, Ciudad Autónoma de Buenos Aires, registered with the Inspección General de Justicia under file Nº 4321-2022.
3. Educational nature of the content
All the material is presented for informational and educational purposes. Educational materials that do not constitute investment advice. The reader is responsible for verifying the suitability of any decision and is recommended to consult registered professionals before taking financial actions.
4. Acceptable use
It is forbidden to use the site to: (i) reproduce content without explicit authorization; (ii) introduce malicious code; (iii) collect data from other users; (iv) make automated requests that affect the operation of the service. Misuse may result in the blocking of access and the corresponding legal actions.
5. Intellectual property
The texts, illustrations, logos, source code and editorial materials are the property of Editorial Xandoriqo S.A.S. or its licensors. Excerpts may be quoted citing the source and a link to the full article. Any other use requires prior written authorization.
6. Links to third parties
The site may contain links to other websites such as BCRA, AFIP, ANSES, the National Securities Commission and academic publications. Xandoriqo does not control these resources and is not responsible for their content, policies or practices. Their inclusion does not imply endorsement.
7. Disclaimers
We do not provide financial services. We do not guarantee that the content is free of errors or that it will produce specific results. Potential return adjusted for risks. We do not assume responsibility for indirect, lost-profit or consequential damages arising from the use of the materials.
8. Liability
Xandoriqo will only be liable for direct damages duly proven and attributable to its activity, up to the amount of the editorial services delivered in the twelve (12) months prior to the event. Cases of force majeure, malicious acts of third parties or improper use are excluded.
9. Modifications
We may modify the contents, functionalities and these conditions to adapt to legal, technological or editorial changes. Modifications will become effective from their publication on the site. Continued use of the portal implies acceptance of the updated version.
10. Applicable law and jurisdiction
These conditions are governed by the laws of the Argentine Republic. Any dispute will be resolved by the ordinary courts of the Ciudad Autónoma de Buenos Aires, with the express waiver of any other jurisdiction.